“I am the Loan Officer who told you the truth the first time” GOD, Family, Business 👨🏼‍💼Started in the Residential Mortgage industry directly out of Grad School in 1990. 👨🏼‍🏫 Love to educate on all aspects of mortgages and other ways to finance houses (rental) or homes( where you live). I am an open book . Love to share and serve. 📍Live in Sacramento, Ca 👶🏼 Originally from Oklahoma 📧 Email: [email protected] 🏦 Work for: Empire Home Loans- NMLS: 225998, CaDRE#01074493 📞 916-997-4828 [email protected] 🙋‍♂️Real Estate Boards: Sacramento Assoc of Realtors Board of Directors (2010-2011 & 2019-2020) California Assoc of Mortgage Brokers - Greater Sacramento Chpt. / Board of Directors (2008-2013) 🎙Podcast first-time-home-buyers-radio short-financial-news 🎙Amazon Alexa Flash Briefing Ask Alexa to Enable: Greater Sacramento Mortgage News Disclaimer: The statements that I make on Clubhouse are for informational and educational purposes only, they are not to be construed as a commitment to lend. All applicants must meet the current credit, income, assets and program guidelines. We are an equal opportunity lender. 749422