Mother Wife Over 30 years in the mortgage industry Entrepreneur Authorizing a NLP certified Certified Divorce Lending Professional 💪🏼🦦💐My business is 100% relationship referral based Financing the American Dream, NMLS #250717 CA, NV, AZ, WA, NC, ID, GA WHAT I DO: When home buyers and home owners look for a mortgage advisor to give guidance and educate about the home loan process, they come to me for honesty, integrity and understanding the market 🖼🧮👁HOW I DO IT: Through FHA, VA and Conventional loan programs, I use these tools to close a loan, quickly and efficiently. 203k and Reverse mortgages are also available. It is my fiduciary responsibility to place you in the loan program that best suits your needs. 🙋🏻‍♀️👩🏻‍💻🕵🏻‍♀️WHAT MAKES ME DIFFERENT: As a certified conventional and FHA Underwriter with over 30 years of experience, you can trust that I am well aware of updated guidelines and qualifying requirements. When I say that a borrower is qualified, I put my reputation and experience stamp of approval on it. 💪🏼👑🏆🥇🏅Awards: Favorite Mortgage Lender 2019, Inland Valley Daily Bulletin Reader’s Choice Awards 📱🏠🏡🏘HOW AND WHY IT WORKS: I begin with a pre-approval, reviewing credit, income and assets. Through this process, I am able to confirm which programs a borrower may qualify for. If additional guidance is required, homework is assigned; homework such as opening new credit accounts to boost credit scores, saving additional funds, proving someone else pays a car payment and other such tasks are examples of homework. These tasks are part of a proven track record that gets home buyers into homes. When you partner with Amy Valdivia, you get the most efficient, effective and affordable home loan available to you and/or your clients. 🔐👞👔WHO I WORK WITH: I partner with professional Realtors that find you the perfect property. I partner with Attorneys to support those retiring their marriages. They need help with their home loans as part of the process. Your contract offer with my pre-approval package is a sure fire hit with sellers everywhere. You're offer will be accepted and be a home owner before you know it. I’m seeking individuals with an eagerness to own a home, purchase or refinances. Does this sound like you? READY TO TALK? Reach out to me in IG, FB, LinkedIn. Email me at [email protected], visit online at www.home loan closing.com